A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm

Yi Jiang; Yan Chen; Zhimin Zeng; Xiangjian He

doi:10.1109/CIT.2008.4594674

A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm

Yi Jiang, Yan Chen, Zhimin Zeng, Xiangjian He

Research output: Chapter in Book/Conference proceeding › Conference contribution › peer-review

3 Citations (Scopus)

Abstract

C4.5 is a learning algorithm that adopts local search strategy, and it cannot obtain the best decision rules. On the other hand, the simulated annealing algorithm is a globally optimized algorithm and it avoids the drawbacks of C4.5. This paper proposes a new credit evaluation method based on decision tree and simulated annealing algorithm. The experimental results demonstrate that the proposed method is effective.

Original language	English
Title of host publication	Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008
Pages	203-206
Number of pages	4
DOIs	https://doi.org/10.1109/CIT.2008.4594674
Publication status	Published - 2008
Externally published	Yes
Event	2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008 - Sydney, NSW, Australia Duration: 8 Jul 2008 → 11 Jul 2008

Publication series

Name	Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008

Conference

Conference	2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008
Country/Territory	Australia
City	Sydney, NSW
Period	8/07/08 → 11/07/08

ASJC Scopus subject areas

Computer Science Applications
Information Systems

Access to Document

10.1109/CIT.2008.4594674

Cite this

Jiang, Y., Chen, Y., Zeng, Z., & He, X. (2008). A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm. In Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008 (pp. 203-206). Article 4594674 (Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008). https://doi.org/10.1109/CIT.2008.4594674

Jiang, Yi ; Chen, Yan ; Zeng, Zhimin et al. / A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm. Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008. 2008. pp. 203-206 (Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008).

@inproceedings{e92090f18b8b492f9c6eee1f8a041f9a,

title = "A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm",

abstract = "C4.5 is a learning algorithm that adopts local search strategy, and it cannot obtain the best decision rules. On the other hand, the simulated annealing algorithm is a globally optimized algorithm and it avoids the drawbacks of C4.5. This paper proposes a new credit evaluation method based on decision tree and simulated annealing algorithm. The experimental results demonstrate that the proposed method is effective.",

author = "Yi Jiang and Yan Chen and Zhimin Zeng and Xiangjian He",

year = "2008",

doi = "10.1109/CIT.2008.4594674",

language = "English",

isbn = "9781424423583",

series = "Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008",

pages = "203--206",

booktitle = "Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008",

note = "2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008 ; Conference date: 08-07-2008 Through 11-07-2008",

}

Jiang, Y, Chen, Y, Zeng, Z & He, X 2008, A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm. in Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008., 4594674, Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008, pp. 203-206, 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008, Sydney, NSW, Australia, 8/07/08. https://doi.org/10.1109/CIT.2008.4594674

A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm. / Jiang, Yi; Chen, Yan; Zeng, Zhimin et al.
Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008. 2008. p. 203-206 4594674 (Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008).

Research output: Chapter in Book/Conference proceeding › Conference contribution › peer-review

TY - GEN

T1 - A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm

AU - Jiang, Yi

AU - Chen, Yan

AU - Zeng, Zhimin

AU - He, Xiangjian

PY - 2008

Y1 - 2008

N2 - C4.5 is a learning algorithm that adopts local search strategy, and it cannot obtain the best decision rules. On the other hand, the simulated annealing algorithm is a globally optimized algorithm and it avoids the drawbacks of C4.5. This paper proposes a new credit evaluation method based on decision tree and simulated annealing algorithm. The experimental results demonstrate that the proposed method is effective.

AB - C4.5 is a learning algorithm that adopts local search strategy, and it cannot obtain the best decision rules. On the other hand, the simulated annealing algorithm is a globally optimized algorithm and it avoids the drawbacks of C4.5. This paper proposes a new credit evaluation method based on decision tree and simulated annealing algorithm. The experimental results demonstrate that the proposed method is effective.

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U2 - 10.1109/CIT.2008.4594674

DO - 10.1109/CIT.2008.4594674

M3 - Conference contribution

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SN - 9781424423583

T3 - Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008

SP - 203

EP - 206

BT - Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008

T2 - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008

Y2 - 8 July 2008 through 11 July 2008

ER -

Jiang Y, Chen Y, Zeng Z, He X. A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm. In Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008. 2008. p. 203-206. 4594674. (Proceedings - 2008 IEEE 8th International Conference on Computer and Information Technology, CIT 2008). doi: 10.1109/CIT.2008.4594674

A bank customer credit evaluation based on the decision tree and the simulated annealing algorithm

Abstract

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ASJC Scopus subject areas

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