Women self-perception and access to credit: The power of role models

Caroline Perrin; Jérémie Bertrand; Paul Olivier Klein

doi:10.1016/j.frl.2023.104426

Women self-perception and access to credit: The power of role models

Caroline Perrin^*
, Jérémie Bertrand
, Paul Olivier Klein

^*Corresponding author for this work

Research output: Journal Publication › Article › peer-review

3 Citations (Scopus)

Abstract

This study demonstrates how female role model encourages women-led firms to apply for a credit. Employing a sample of 29,157 firms from 112 countries between 2009 and 2020, our results indicate that the exposure to a female political leader offsets the likelihood for woman-led firms to be discouraged. This is explained by reduced emotional barriers to apply for a credit and is function of the personal status of the role model and its proximity with the female CEO.

Original language	English
Article number	104426
Journal	Finance Research Letters
Volume	58
DOIs	https://doi.org/10.1016/j.frl.2023.104426
Publication status	Published - Dec 2023
Externally published	Yes

Free Keywords

Behavioral economics
Credit market
Gender economics
Stereotypes

ASJC Scopus subject areas

Finance

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10.1016/j.frl.2023.104426

Cite this

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title = "Women self-perception and access to credit: The power of role models",

abstract = "This study demonstrates how female role model encourages women-led firms to apply for a credit. Employing a sample of 29,157 firms from 112 countries between 2009 and 2020, our results indicate that the exposure to a female political leader offsets the likelihood for woman-led firms to be discouraged. This is explained by reduced emotional barriers to apply for a credit and is function of the personal status of the role model and its proximity with the female CEO.",

keywords = "Behavioral economics, Credit market, Gender economics, Stereotypes",

author = "Caroline Perrin and J{\'e}r{\'e}mie Bertrand and Klein, \{Paul Olivier\}",

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year = "2023",

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language = "English",

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AU - Bertrand, Jérémie

AU - Klein, Paul Olivier

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N2 - This study demonstrates how female role model encourages women-led firms to apply for a credit. Employing a sample of 29,157 firms from 112 countries between 2009 and 2020, our results indicate that the exposure to a female political leader offsets the likelihood for woman-led firms to be discouraged. This is explained by reduced emotional barriers to apply for a credit and is function of the personal status of the role model and its proximity with the female CEO.

AB - This study demonstrates how female role model encourages women-led firms to apply for a credit. Employing a sample of 29,157 firms from 112 countries between 2009 and 2020, our results indicate that the exposure to a female political leader offsets the likelihood for woman-led firms to be discouraged. This is explained by reduced emotional barriers to apply for a credit and is function of the personal status of the role model and its proximity with the female CEO.

KW - Behavioral economics

KW - Credit market

KW - Gender economics

KW - Stereotypes

UR - https://www.scopus.com/pages/publications/85170420536

U2 - 10.1016/j.frl.2023.104426

DO - 10.1016/j.frl.2023.104426

M3 - Article

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VL - 58

JO - Finance Research Letters

JF - Finance Research Letters

M1 - 104426

ER -

Women self-perception and access to credit: The power of role models

Abstract

Free Keywords

ASJC Scopus subject areas

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